Texas Health Insurance Plans By Humana One 

What's Available Where You Live?      
Humana Health Insurance Company Customer Service Center:
Humana Inc. 500 West Main Street Louisville, KY 40202
 
Humana health insurance offers a range of plans, options, and deductible levels. In addition, we make it easy for individuals to choose and use their benefits.
                                                                                          
◄ Back to Health Insurance Plans Texas

These are the Humana Health Insurance Plans for Individuals and Families in the State of Texas  

Monogram Series An affordable health plan that gives you a safety net of coverage.

Monogram Total Plus Rx  

Autograph Series   Plans that offer remarkably flexible coverage that can easily keep pace with your current or changing needs

Autograph Total Plus Rx/HSA
Autograph Share 80/HSA 
Autograph Total/HSA 
Autograph Share 80 Plus Rx and Co-pay 
Autograph Share 70 Plus Rx 

Portrait Series A plan that offers benefits like those provided by big employers.

Portrait Share 80 Plus Rx Unlimited  

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Why Should You Buy HumanaOne?

All HumanaOne plans come with:

•   An extensive network so members are covered wherever they work or travel.

•   Portability should the member move to another state.

•   An initial 12-month rate guarantee as long as the member remains in the same area and keeps the same benefits.

As a HumanaOne health plan owner, members enjoy::

•   24-hour access to online tools and resources that enable them to check claims status, medical expenses, compare hospital, doctor and prescription costs and more.

•   Negotiated rates with Humana’s network of hospitals and pharmacies.

•   Exceptional track record for timely claims payments, with an accuracy rate of 99.6%. We process 95% of all claims within 30 days, and almost all of those claims are processed within two weeks1.

• HumanaOne is a division of Humana Inc., one of the nation’s largest health benefits carriers.  Add to this, doctors find it easier to do business with Humana than any other insurance company2.  With HumanaOne, a policyholder will be certain to enjoy the peace of mind, greater savings and  customer care that they should expect from their health insurance carrier.

1 Based on the Humana Claims Operations Study in May 2006..

2 Athenahealth. (2006, May 30) PayerView Index rating of health insurer performance from physicians.

Maternity

This benefit Includes routine newborn care and is paid at 60% after separate $1000 deductible for an in-network provider. The medical out-of-pocket maximum does not apply. A waiting period may apply. Benefit may vary by state.

Supplemental Accident Benefit

You can choose either a $500 or a $1,000 benefit, and each person on the policy receives the benefit. The benefit pays the first $500 or $1000 per accident at 100%, and then the base plan benefit applies. The treatment of an accident must be administered within 90 days of the accident.

HumanaOne makes it easy and affordable to add dental benefits to your health plan through the same application process. If you are approved for a health plan they are approved for dental as well.

Benefits include::

• Preventive services — 100%, no deductible, including oral examinations and routine cleanings

• Basic services — 50% after deductible

• Teeth whitening services — 50% after deductible (not available in Florida)

• Major services — 50% after deductible (Waiting period applies.

• Orthodontia discount

Annual Deductible::

• $50 individual  • $150 family

Annual maximum benefit  • $1,000

►Dental is not available in Indiana.

About the Rx4 Prescription Drug Benefit

Each covered prescription drug is assigned to one of four levels with a different co-payment for each level.

• Level One – Lower-cost generic and some brand-name drugs

• Level Two – Higher-cost generic and some brand-name drugs

• Level Three – Higher-cost, mostly brand-name alternatives to drugs on Level One and Two.

Also includes some self-administered injectable medications.

• Level Four – Highest cost, includes self-administered injectable medications and high technology drugs

For levels two through four, once the drug deductible is met, you are only responsible for a co-payment and the plan pays the remaining cost for drugs filled at a participating pharmacy.

For level one drugs, you are only responsible for the co-payment.

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Fact:  Uninsured in Texas Equal Approximately 4,821,000 Residence

   Get An Online Quote and Apply!
                                                               

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It is mandated by each state insurance commission product filing that the rate not be changed by any sales entity; therefore, rates will be the same from all websites.  This assures the buyer of always receiving the best rate on any and all insurance  products.  

HealthInsuranceQuotesAmerica is a licensed health insurance agency (License #'s: for HealthInsuranceQuotesAmerica are issued to Lewis Fink, CA: OC38446 MT: 29724 F00-0283-LC), and a major resource for individual and family coverage.   HealthInsuranceQuotesAmerica is independent of any company or company products offered.  Depending on the plan and the state of residence, plans may vary.

The quotes generated by this program are not a contract, binder, or agreement to extend coverage and are based on the listed factors and the applicable underwriting criteria for the rate shown. The exact premium can only be determined after an underwriting review and may be different or the policy may not be available. Your information is only shared with the  company underwriter and never distributed in any other way. 

All health insurance definitions defined here are to be understood as being general definitions.  These definition may vary by insurance company and may be found in the company policy or certificate of insurance. Not all products from all companies are available in all states.

Advise Notice: We do not provide legal advice on this site. The general information presented on various legal aspects of plans herein are not intended to be relied upon as legal advice. Individuals should always seek the advice of a qualified legal professional.