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About Health
Saving Accounts
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Blue Cross of
California
together with its branded
affiliates, provides health care services to
more than
6.8 million members. Offering a full
continuum of product and coverage options, The Company, with its
strong
track
record for innovation, focuses on
progressive products and services designed
to improve the health status
of all
Californians.
What the Power of Blue Offers
You
Blue Cross of California has
been providing health coverage
to
Californians for 65 years. We
are committed to keeping you
connected to quality health care
services by offering
affordable
coverage you can rely on.
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Cost
Savings
We’ve negotiated discounts for
you when you use a doctor or
facility from our vast network.
By using a participating Blue
Cross doctor, your costs will be
substantially lower and you will
save money. You can also save
money when you use a
non-participating doctor or
facility, but not as much.
Your Choice from a Wide
Selection of Health Plans
We offer a broad range of health
plans that vary in price and
health coverage levels so that
you can choose the medical plan
that’s right for you.
Your Access to Health Care
Preferred Provider Organizations
(PPO) Plans offer you the
freedom to choose any doctor or
facility within the Blue Cross
PPO Network for covered medical
services. If you choose from the
more than 42,000 participating
doctors or 440 participating
hospitals that belong to the
Blue Cross of California PPO
Network, your costs will be
based on negotiated fees, (the
fees we agreed upon when the
doctor or hospital joined our
network) and you will save
substantially.
Your Plan Type and Access to
Health Care
The plan type you choose will
determine how you select and
access health care services. In
general, the wider your choice
of doctors and hospitals,
the
higher your costs will be in
terms of premiums and/or levels
of health care coverage.
Preferred
Provider Organization (PPO)
Plans featuring PlanScape®
The PPO Plans offer you the most
flexibility in your choice of
doctors and hospitals
(providers). PPO Plans provide
coverage (at different levels)
for services from both
Participating and
Non-Participating Providers.
Please see he PPO Plan section
of this brochure for definitions
of these and other terms related
to PPO Plan Coverage.
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