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It is mandated by each state insurance commission product filing that the rate not be changed by any sales entity; therefore, rates will be the same from all websites.  This assures the buyer of always receiving the best rate on any and all insurance  products.   HealthInsuranceQuotesAmerica is a licensed health insurance agency (License #'s: for HealthInsuranceQuotesAmerica are issued to Lewis Fink, CA: OC38446 MT: 29724 F00-0283-LC), and a major resource for individual and family coverage.   HealthInsuranceQuotesAmerica is independent of any company or company products offered.  Depending on the plan and the state of residence, plans may vary. The quotes generated by this program are not a contract, binder, or agreement to extend coverage and are based on the listed factors and the applicable underwriting criteria for the rate shown. The exact premium can only be determined after an underwriting review and may be different or the policy may not be available. Your information is only shared with the  company underwriter and never distributed in any other way.  All health insurance definitions defined here are to be understood as being general definitions.  These definition may vary by insurance company and may be found in the company policy or certificate of insurance. Not all products from all companies are available in all states. Advise Notice: We do not provide legal advice on this site. The general information presented on various legal aspects of plans herein are not intended to be relied upon as legal advice. Individuals should always seek the advice of a qualified legal professional.   More >